HomeXero vs Harvest
Updated March 2026 · Independent Analysis

XerovsHarvest

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo. Harvest is rated higher at 4.4/5 vs Xero's 4.3/5.

X
Xero

Cloud-based accounting software for small businesses and accountants

4.3/5Founded 20064.2M+ subscribers users
Try Xero Free →
H
Harvest

Time tracking and invoicing software for teams and freelancers

4.4/5Founded 200680K+ companies users
Try Harvest Free →

⚡ Quick Stats

Avg Rating
Xero4.3/5
Harvest4.4/5
🏆 Harvest wins
💰
Starting Price
Xero$25/mo
Harvest$10.8/mo
🏆 Harvest wins
🔧
Features
🏆 Xero wins
🎁
Free Plan
HarvestYes ✓
🏆 Harvest wins

📊 Ratings Breakdown

X

Xero

4.3/5 avg
G2 Score4.3/5
Capterra Score4.4/5
Overall Avg4.35/5
H

Harvest

4.4/5 avg
G2 Score4.3/5
Capterra Score4.6/5
Overall Avg4.449999999999999/5

⚡ Quick Verdict

Independent analysis based on features, pricing, and user ratings

Choose Xero if you need:
  • Bank Reconciliation
  • Expense Claims
  • Financial Reports
  • Payroll
  • Inventory
Try Xero Free →
Choose Harvest if you need:
  • Time Tracking
  • Expense Tracking
  • Project Budgets
  • Team Scheduling
  • Reporting
Try Harvest Free →

🔧 Feature Comparison

Xero uniquely offers Bank Reconciliation, Expense Claims, Financial Reports. Harvest uniquely offers Time Tracking, Expense Tracking, Project Budgets. Both share 2 features including Invoicing, Mobile App.

Feature
Xero
Harvest
Invoicing
Mobile App
Bank Reconciliation
Expense Claims
Financial Reports
Payroll
Inventory
Purchase Orders
Multi-currency
Project Tracking
Fixed Assets
Hubdoc (Receipt capture)
1000+ Integrations
Bank Connections
Tax Filing
Time Tracking
Expense Tracking
Project Budgets
Team Scheduling
Reporting
Timesheets
Approval Workflows
Online Payments
Integrations
Browser Extension
Desktop App
API
Forecasting (Forecast add-on)
Total Features
15
15

💰 Pricing Comparison

Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo.

X

Xero Plans

Paid plans only

EarlyBest Value
$25/mo
  • 20 invoices
  • 5 bills
  • Bank reconciliation
Growing
$55/mo
  • Unlimited invoices
  • Bulk reconciliation
Established
$90/mo
  • Multi-currency
  • Expense claims
  • Advanced analytics
Full Xero pricing breakdown →
H

Harvest Plans

Free tier available

Free
Free
  • 1 seat
  • 2 projects
ProBest Value
$10.8/seat/mo
  • Unlimited projects
  • Unlimited clients
Full Harvest pricing breakdown →
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❓ Frequently Asked Questions

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